25 - 28 March 2021
Whether your project is a Conversion, Renovation, Extension or a New Build you will invariably need comprehensive protection for the new works, existing structure (if there is one) and the rest of the site.
Site Insurance is of fundamental importance when investing your money into property development especially as the sums are almost always five or six figures.
You must protect the existing structure and all the new work against such losses as fire, theft, flood, storm damage, vandalism and accidental damage.
Do not just rely on your standard building insurance to cover the cost of any loss, as more often than not, they will not pay out on a loss involving a property under development.Building Control
Using our in-house team BZSS can facilitate all your building control and technical audit surveys needed for the warranty and building regulations. This can save time and money over using the local authority.Structural Warranty
Self-Build Zone Warranty provides a much better alternative to Architect's Certification and is similar to NHBC and other Structural Warranty products. It is specifically designed for New Build, Conversions, Extensions and Completed Properties and is backed by Lloyd's of London. Apart from the peace of mind you gain by having the Self-Build Zone Structural Warranty, most Lenders will probably require a warranty as part of the lending criteria. This is also useful if your circumstances change and you need to sell the property in the next 10 years as you will find it likely that your prospective purchaser's Lender will require a structural warranty on the property before releasing any money.
Do not rely on an Architect's Certificate as this will only provide cover in the event you are able to establish negligence by the architect, which will be covered under their Professional Indemnity Insurance but only for a period of 6 years and it will not cover workmanship or defective materials. The Build-Zone Warranty applies for a period of 10 years and will respond straight away as a 'prime' policy and the insurers will then take on recovery action against those responsible.